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Some people think that it is necessary to save money for life after retirement To what extent do you agree or disagree

People who work in the service sector have to retire someday. And when they retire, their earning capacity declines or simply disappears. Unless you are in a career with guaranteed retirement benefits, you need to start planning for those twilight years while you are still working and earning. Many people dread their retirement years and that is hardly surprising. When people retire they lose their steady stream of income. This could make them feel worthless. Retirement years are also plagued by health problems and other worries. People who haven’t planned for this stage by saving enough money will find it difficult to tide over this crisis. In many countries, for example, in India parents expect their children to take care of them when they grow old. Although many young people will willingly provide for their aged parents, some are not all that generous. Needless to say, many aged people are now forced to spend their last years in old age homes because their children are either unwilling or incapable of taking care of them. If these people had secured their retirement years by saving money, they would have been able to lead a dignified life until their last breath. What’s more, people’s perception of retirement has undergone a tremendous change in recent years. Gone are the days when retirement was all about babysitting one’s grandchildren. Now many aged people have their own dreams and aspirations. For example, they might want to learn a new skill or do a bit of traveling. None of these would be possible if they didn’t have money in their hand. Of course, people working in the public sector will receive pension and other benefits when they retire. They may not need to plan for their retirement by saving money. Still, planning makes life easier. It makes us better equipped to handle the many surprises that life throws at us. In conclusion, planning for one’s retirement by saving money is absolutely necessary. It makes life more enjoyable and free of worries. Even if a person is working in the public sector with guaranteed retirement benefits, it makes sense to build a retirement corpus by setting aside a small sum every month.
People
who work in the service sector
have to
retire
someday. And when they
retire
, their earning capacity declines or
simply
disappears. Unless you are in a career with guaranteed
retirement
benefits, you need to
start
planning for those twilight years while you are
still
working and earning.

Many
people
dread their
retirement
years and
that is
hardly surprising.
When
people
retire
they lose their steady stream of income. This could
make
them feel worthless.
Retirement
years are
also
plagued by health problems and other worries.
People
who haven’t planned for this stage by
saving
enough
money
will find it difficult to tide over this crisis.

In
many
countries,
for example
, in India parents
expect
their children to take care of them when they grow
old
. Although
many
young
people
will
willingly
provide for their aged parents,
some
are not all that generous. Needless to say,
many
aged
people
are
now
forced to spend their last years in
old
age homes
because
their children are either unwilling or incapable of taking care of them. If these
people
had secured their
retirement
years by
saving
money
, they would have been able to lead a dignified
life
until their last breath.

What’s more,
people’s
perception of
retirement
has undergone a tremendous
change
in recent years. Gone
are
the days when
retirement
was all about babysitting one’s grandchildren.
Now
many
aged
people
have their
own
dreams and aspirations.
For example
, they might want to learn a new
skill
or do a bit of traveling. None of these would be possible if they didn’t have
money
in their hand.

Of course
,
people
working in the public sector will receive pension and other benefits when they
retire
. They may not need to plan for their
retirement
by
saving
money
.
Still
, planning
makes
life
easier. It
makes
us better equipped to handle the
many
surprises that
life
throws at us.

In conclusion
, planning for one’s
retirement
by
saving
money
is
absolutely
necessary. It
makes
life
more enjoyable and free of worries. Even if a person is working in the public sector with guaranteed
retirement
benefits, it
makes
sense to build a
retirement
corpus by setting aside a
small
sum every month.
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IELTS essay Some people think that it is necessary to save money for life after retirement

Essay
  American English
6 paragraphs
365 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.5
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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