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Some people prefer to enjoy their money when they earn it while others prefer to save their money for some specific time in the future What are the advantages and disadvantages of each lifestyle

Some people prefer to enjoy their money when they earn it while others prefer to save their money for some specific time in the future What are the advantages and disadvantages of each lifestyle MMLNo
Many people nowadays decide to spend their money as soon as they collect it instead of saving it. This act has both negative and positive consequences. To begin with, one of the common benefits of saving money is financial security. Saving money is difficult, but people who set goals and have a clear vision of how they would like to spend their savings are more likely to succeed. Moreover, people who save money for specific reasons have more possibilities of choosing where they live and buy a house of their dreams if they save. Also, saving can make people's lives easier and avoid getting caught in financial emergencies. Furthermore, the value of saving is to accumulate cash reserves so people can take calculated risks with more freedom. If people do not have enough savings, it is harder to pursue certain passions. For instance, people who want to start as a small business must have some financial back up to get off the ground. People with savings are more open to experiencing new opportunities even if it means temporarily impacting their savings. On the other hand, people believe that there are no potential consequences of not saving money, but there are. People who do not have savings accounts rely on their credit cards when they are in financial trouble, and they might end up going into debt. As a consequence, debt causes people to be under stress every day and make it impossible to concentrate, but in the worst-case scenario, they might not be able to sleep at night worrying about their financial situation. Therefore, people whose stress levels increase might lead to serious physical health problems such as a high risk of heart attack, depression, headache, etc. Additionally, when people do not have savings, there are many situations that they miss out on. For instance, people cannot afford to go on little adventures because of the lack of savings nor visit their family for the holidays who live far away from them. All in all, saving money is a good idea for future purposes, whereas spending the money once earned will never be. Finally, people should think about the advantages and disadvantages of their actions.
This phrase/word is too simple and can be replaced with:
Many
You use this word too often, consider replacing it with
people
nowadays decide to spend their
You use this word too often, consider replacing it with
money
as
This phrase/word is too simple and can be replaced with:
soon
as they collect it
instead
of
You use this word too often, consider replacing it with
saving
it. This act has both
This phrase/word is too simple and can be replaced with:
negative
and
This phrase/word is too simple and can be replaced with:
positive
consequences.

To
This phrase/word (depending on the context) can be potentially replaced with :
begin
with, one of the common benefits of
You use this word too often, consider replacing it with
saving
You use this word too often, consider replacing it with
money
is
You use this word too often, consider replacing it with
financial
security.
You use this word too often, consider replacing it with
Saving
You use this word too often, consider replacing it with
money
is difficult,
This phrase/word is too simple and can be replaced with:
but
You use this word too often, consider replacing it with
people
You use this word too often, consider replacing it with
who
set goals and have a
This phrase/word (depending on the context) can be potentially replaced with :
clear
vision of how they would like to spend their
You use this word too often, consider replacing it with
savings
are more likely to succeed.
Moreover
,
You use this word too often, consider replacing it with
people
You use this word too often, consider replacing it with
who
save
You use this word too often, consider replacing it with
money
for specific reasons have more possibilities of choosing where they
This phrase/word (depending on the context) can be potentially replaced with :
live
and
This phrase/word (depending on the context) can be potentially replaced with :
buy
a
This phrase/word (depending on the context) can be potentially replaced with :
house
of their dreams if they save.
Also
,
You use this word too often, consider replacing it with
saving
can
This phrase/word (depending on the context) can be potentially replaced with :
make
This phrase/word (depending on the context) can be potentially replaced with :
people
's
This phrase/word (depending on the context) can be potentially replaced with :
lives
easier and avoid getting caught in
You use this word too often, consider replacing it with
financial
emergencies.
Furthermore
, the value of
You use this word too often, consider replacing it with
saving
is to accumulate cash reserves
This phrase/word is too simple and can be replaced with:
so
You use this word too often, consider replacing it with
people
can take calculated
This phrase/word (depending on the context) can be potentially replaced with :
risks
with more freedom. If
You use this word too often, consider replacing it with
people
do not have
This phrase/word is too simple and can be replaced with:
enough
You use this word too often, consider replacing it with
savings
, it is harder to pursue certain passions.
For instance
,
You use this word too often, consider replacing it with
people
You use this word too often, consider replacing it with
who
want to
This phrase/word (depending on the context) can be potentially replaced with :
start
as a
This phrase/word is too simple and can be replaced with:
small
business
This phrase/word (depending on the context) can be potentially replaced with :
must
have
This phrase/word is too simple and can be replaced with:
some
You use this word too often, consider replacing it with
financial
back up to
This phrase/word (depending on the context) can be potentially replaced with :
get
off the ground.
You use this word too often, consider replacing it with
People
with
You use this word too often, consider replacing it with
savings
are more open to experiencing new opportunities even if it means
temporarily
impacting their savings.

On the other hand
,
You use this word too often, consider replacing it with
people
believe that there are no potential consequences of not
You use this word too often, consider replacing it with
saving
You use this word too often, consider replacing it with
money
,
This phrase/word is too simple and can be replaced with:
but
there are.
You use this word too often, consider replacing it with
People
You use this word too often, consider replacing it with
who
do not have
You use this word too often, consider replacing it with
savings
accounts rely on their credit cards when they are in
You use this word too often, consider replacing it with
financial
trouble, and they might
This phrase/word (depending on the context) can be potentially replaced with :
end
up going into debt. As a consequence, debt causes
You use this word too often, consider replacing it with
people
to be under
This phrase/word (depending on the context) can be potentially replaced with :
stress
every day and
This phrase/word (depending on the context) can be potentially replaced with :
make
it impossible to concentrate,
This phrase/word is too simple and can be replaced with:
but
in the worst-case scenario, they might not be able to sleep at night worrying about their
You use this word too often, consider replacing it with
financial
situation.
Therefore
,
You use this word too often, consider replacing it with
people
whose
This phrase/word (depending on the context) can be potentially replaced with :
stress
levels increase might lead to serious physical health problems such as a high
This phrase/word (depending on the context) can be potentially replaced with :
risk
of heart attack, depression, headache, etc.
Additionally
, when
You use this word too often, consider replacing it with
people
do not have
You use this word too often, consider replacing it with
savings
, there are
This phrase/word is too simple and can be replaced with:
many
situations that they miss out on.
For instance
,
You use this word too often, consider replacing it with
people
cannot afford to go on
This phrase/word is too simple and can be replaced with:
little
adventures
This phrase/word is too simple and can be replaced with:
because
of the lack of
You use this word too often, consider replacing it with
savings
nor visit their family for the holidays
You use this word too often, consider replacing it with
who
This phrase/word (depending on the context) can be potentially replaced with :
live
far away from them.

All in all,
You use this word too often, consider replacing it with
saving
You use this word too often, consider replacing it with
money
is a
This phrase/word (depending on the context) can be potentially replaced with :
good
This phrase/word (depending on the context) can be potentially replaced with :
idea
for future purposes, whereas spending the
You use this word too often, consider replacing it with
money
once earned will never be.
Finally
,
You use this word too often, consider replacing it with
people
should
This phrase/word (depending on the context) can be potentially replaced with :
think
about the advantages and disadvantages of their actions.
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IELTS essay Some people prefer to enjoy their money when they earn it while others prefer to save their money for some specific time in the future What are the advantages and disadvantages of each lifestyle

Essay
  American English
4 paragraphs
365 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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