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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

All around the globe technological advancements have left no stone unturned. The introduction of plastic money for online transactions have made life easier than ever previously. Although there is a certain drawbacks of using credit cards the advantages of plastic cards outweigh the disadvantages. However, few people believe that, there are certain drawbacks of using credit cards for transactions. This essay would discuss the advantages and disadvantages of credit cards followed by a reasonable conclusion. In the recent years, people are burdened by responsibilities of work and home that they do not get abundance time for shopping every other week. E-commerce not only has made it convenient for shoppers to purchase products online at the comfort of their homes(on the contrary) also it makes (allows) to reduce extra cost for transportation to the shop. Furthermore, credit cards are used for payment of taxes and other legal fees through Government websites which are safe and convenient. a plethora of banks have introduced international credit cards which help the travelers TO enjoy their visits abroad without worrying physical currency at hand. For example, the Guardian last report was ING bank has their branches worldwide and their international cards could be used in any country irrespective of acceptable currency, the bank would debit the balance in your account at the prevailing rate of that currency. Despite the advantages, there are few disadvantages of using credit cards as well. With the increasing crimes around the globe, numerous instances of hacking around the world have been reported due to online transactions. A number of fake call centers have been set up which try to convince people to share their personal details by offering them attractive offers. However, the hackers who have been set up by the governments in various countries to protect the interest of contemporary and prospective users of plastic money. To conclude, Credit cards have opened a world of new possibilities. It helps people in saving time and makes it convenient to fulfil their responsibilities without having to go out. Therefore, from the above discussion, it is clear that the use of credit cards has more advantages than disadvantages. 337 words
All around the globe technological advancements have
This phrase/word (depending on the context) can be potentially replaced with :
left
no stone unturned. The introduction of plastic money for online transactions have made life easier than ever previously.

Although there is a certain drawbacks of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
the
You use this word too often, consider replacing it with
advantages
of plastic
You use this word too often, consider replacing it with
cards
outweigh the disadvantages.
However
, few
You use this word too often, consider replacing it with
people
believe that, there are certain drawbacks of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
for transactions. This essay would discuss the
You use this word too often, consider replacing it with
advantages
and disadvantages of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
followed by a reasonable conclusion.

In the recent years,
You use this word too often, consider replacing it with
people
are burdened
by responsibilities of work and home that they do not
This phrase/word (depending on the context) can be potentially replaced with :
get
abundance time for shopping every other week. E-commerce not
This phrase/word (depending on the context) can be potentially replaced with :
only
has made it convenient for shoppers to
This phrase/word (depending on the context) can be potentially replaced with :
purchase
products online at the comfort of their homes(
on the contrary
)
also
it
This phrase/word (depending on the context) can be potentially replaced with :
makes
(
This phrase/word (depending on the context) can be potentially replaced with :
allows
) to
This phrase/word (depending on the context) can be potentially replaced with :
reduce
extra cost for transportation to the shop.
Furthermore
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
are
This phrase/word (depending on the context) can be potentially replaced with :
used
for payment of taxes and other legal fees through
This phrase/word (depending on the context) can be potentially replaced with :
Government
websites which are safe and convenient. a plethora of banks have introduced international
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
which
This phrase/word (depending on the context) can be potentially replaced with :
help
the travelers TO enjoy their visits abroad without worrying physical currency at hand.
For example
, the Guardian last report was ING bank has their branches worldwide and their international
You use this word too often, consider replacing it with
cards
could be
This phrase/word (depending on the context) can be potentially replaced with :
used
in any country irrespective of acceptable currency, the bank would debit the balance in your account at the prevailing rate of that currency.

Despite the
You use this word too often, consider replacing it with
advantages
, there are few disadvantages of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
as well
. With the increasing crimes around the globe, numerous instances of hacking around the world have
been reported
due to online transactions. A number of fake call centers have
been set
up which try to convince
You use this word too often, consider replacing it with
people
to share their personal
This phrase/word (depending on the context) can be potentially replaced with :
details
by offering them attractive offers.
However
, the hackers who have
been set
up by the
This phrase/word (depending on the context) can be potentially replaced with :
governments
in various countries to protect the interest of contemporary and prospective users of plastic money.

To conclude
,
You use this word too often, consider replacing it with
Credit
You use this word too often, consider replacing it with
cards
have opened a world of new possibilities. It
This phrase/word (depending on the context) can be potentially replaced with :
helps
You use this word too often, consider replacing it with
people
in saving time and
This phrase/word (depending on the context) can be potentially replaced with :
makes
it convenient to fulfil their responsibilities without having to go out.
Therefore
, from the above discussion, it is
This phrase/word (depending on the context) can be potentially replaced with :
clear
that the
This phrase/word (depending on the context) can be potentially replaced with :
use
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
has more
You use this word too often, consider replacing it with
advantages
than disadvantages. 337 words
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IELTS essay People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Essay
  American English
5 paragraphs
357 words
6.5
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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