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People today increasingly use credit cards to make monthly purchases. Do the advantages outweigh disadvantages?

People today increasingly use credit cards to make monthly purchases. Do the advantages outweigh disadvantages? 7bJn
It is no doubt that more people choose credit over debit cards. Usage of credit cards has rapidly increased for purchasing online goods and paying monthly utilities. There are more advantages of using credit cards however its drawbacks are overlapped by benefits. Firstly, credit cards have become very prominent these days. A myriad number of people are using instant credit cards to pay their monthly expenses. For example, an individual pay monthly rental bills using credit cards through the website or online apps and it's a matter of seconds for him. So, more individuals preferred using credit card services for time saving and its instant services. Secondly, credit cards are largely used to buy online goods through installment options. For instance, a person purchased an air conditioner via online which costs around 70, 000 pays monthly 7000 for 11 months. While purchasing items through online an OTP is triggered to the customer mobile number. This OTP is an encrypted service of credit card for safety purchases through online. In contrast, there are some drawbacks with the usage of credit cards. Every month bill will be generated about how much is spent on expenses and if the used amount is not paid within the time a fine will be added to the total monthly expenses. To illustrate, a survey conducted by the British university stated that more than 35% of the credit card customers paid overdue amounts in the name of fines rather than the actual amount every year. To conclude, credit card drawbacks are more eclipsed by its benefits, a proper usage of credit cards brings many advantages to the people like instant online payments and purchasing online goods.
It is no doubt that more
This phrase/word (depending on the context) can be potentially replaced with :
people
choose
You use this word too often, consider replacing it with
credit
over debit
You use this word too often, consider replacing it with
cards
. Usage of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
has
rapidly
increased for purchasing
You use this word too often, consider replacing it with
online
This phrase/word (depending on the context) can be potentially replaced with :
goods
and paying
You use this word too often, consider replacing it with
monthly
utilities. There are more advantages of using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
however
its drawbacks
are overlapped
by benefits.

Firstly
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
have become
This phrase/word is too simple and can be replaced with:
very
prominent these days. A myriad number of
This phrase/word (depending on the context) can be potentially replaced with :
people
are using instant
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
to pay their
You use this word too often, consider replacing it with
monthly
expenses.
For example
, an individual pay
You use this word too often, consider replacing it with
monthly
rental bills using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
You use this word too often, consider replacing it with
through
the website or
You use this word too often, consider replacing it with
online
apps and it's a matter of seconds for him.
This phrase/word is too simple and can be replaced with:
So
, more individuals preferred using
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
services for time saving and its instant services.
Secondly
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
are
largely
This phrase/word (depending on the context) can be potentially replaced with :
used
to
This phrase/word (depending on the context) can be potentially replaced with :
buy
You use this word too often, consider replacing it with
online
This phrase/word (depending on the context) can be potentially replaced with :
goods
You use this word too often, consider replacing it with
through
installment options.
For instance
, a person
This phrase/word (depending on the context) can be potentially replaced with :
purchased
an air conditioner via
You use this word too often, consider replacing it with
online
which costs around 70, 000 pays
You use this word too often, consider replacing it with
monthly
7000 for 11 months.
“While” at the beginning of a sentence usually requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
While
purchasing items
You use this word too often, consider replacing it with
through
You use this word too often, consider replacing it with
online
an OTP
is triggered
to the customer mobile number. This OTP is an encrypted service of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
for safety
This phrase/word (depending on the context) can be potentially replaced with :
purchases
You use this word too often, consider replacing it with
through
online.

In contrast
, there are
This phrase/word is too simple and can be replaced with:
some
drawbacks with the usage of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. Every month bill will
be generated
about how much
is spent
on expenses and if the
This phrase/word (depending on the context) can be potentially replaced with :
used
amount is not paid within the time a fine will be
This phrase/word (depending on the context) can be potentially replaced with :
added
to the total
You use this word too often, consider replacing it with
monthly
expenses. To illustrate, a survey conducted by the British university stated that more than 35% of the
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
customers paid overdue amounts in the name of fines
rather
than the actual amount every year.

To conclude
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
drawbacks are more eclipsed by its benefits, a proper usage of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
brings
This phrase/word is too simple and can be replaced with:
many
advantages to the
This phrase/word (depending on the context) can be potentially replaced with :
people
like instant
You use this word too often, consider replacing it with
online
payments and purchasing
You use this word too often, consider replacing it with
online
This phrase/word (depending on the context) can be potentially replaced with :
goods
.
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IELTS essay People today increasingly use credit cards to make monthly purchases. Do the advantages outweigh disadvantages?

Essay
  American English
4 paragraphs
279 words
6.5
Overall Band Score
Coherence and Cohesion: 6.0
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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