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In this modern, credit cards have become more popular.

In this modern, credit cards have become more popular. KAy0
In this modern, credit cards have become more popular. Many people found that it is very easy to apply and pay bills with credit cards. On the other hand, other people had bad experiences with cards. This essay will discuss both the advantages and disadvantages of the argument and why it is beneficial, all the explanations described in the following paragraphs. There are two primary benefits of credit cards. It can be more advantageous for everyone. Firstly, it is very easy to apply; this does not require a long process. People need to contact their banks for credit cards. For example, I applied for a credit card from a bank, which required only 40 minutes last year. Secondly, it is very easy to use and very convenient; people easily paid their bills in one swap with cards. If people start to use more credit cards. It will be beneficial to the environment. It may be a solution for the government to reduces print notes. For example, over 89% of people used a credit card, while paying their bills in the USA. Overall, it provides many solutions for different problems and easy to access for everyone. There are several challenges faced by people, while they used credit cards. It creates financial problems for people. If people not aware of their interest rates, it made a lot of misunderstandings to users. For instance, as per research, there are 14% of customers were not aware of their bills in the USA, which was lead to bankruptcy for the customers. Moreover, it works online on the internet. It creates many frauds. As a result of it, maybe people have unexpected experiences. For example, as per a result of the survey by the University of Yale, there was double the number of online frauds showed in 2020 than in 2019 all around the world. Although it provides many obstacles it creates many positive impacts on societies. To conclude, this essay discussed both the positive and negative aspects of the given statement. In my words, credit cards are our future. It gives no doubt more advantages than disadvantages.
In this modern,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
have become more popular.
This phrase/word is too simple and can be replaced with:
Many
You use this word too often, consider replacing it with
people
found that it is
This phrase/word is too simple and can be replaced with:
very
You use this word too often, consider replacing it with
easy
to apply and pay
You use this word too often, consider replacing it with
bills
with
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
.
On the other hand
, other
You use this word too often, consider replacing it with
people
had
This phrase/word (depending on the context) can be potentially replaced with :
bad
experiences with
You use this word too often, consider replacing it with
cards
. This essay will discuss both the advantages and disadvantages of the argument and why it is beneficial, all the explanations
This phrase/word (depending on the context) can be potentially replaced with :
described
in the following paragraphs.

There are two primary benefits of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. It can be more advantageous for everyone.
Firstly
, it is
This phrase/word is too simple and can be replaced with:
very
You use this word too often, consider replacing it with
easy
to apply; this does not require a long process.
You use this word too often, consider replacing it with
People
need to contact their banks for
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
.
For example
, I applied for a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
from a bank, which required
This phrase/word (depending on the context) can be potentially replaced with :
only
40 minutes last year.
Secondly
, it is
This phrase/word is too simple and can be replaced with:
very
You use this word too often, consider replacing it with
easy
to
This phrase/word (depending on the context) can be potentially replaced with :
use
and
This phrase/word is too simple and can be replaced with:
very
convenient;
You use this word too often, consider replacing it with
people
easily
paid their
You use this word too often, consider replacing it with
bills
in one swap with
You use this word too often, consider replacing it with
cards
.
“If” at the beginning of a sentence usually requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
If
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
start
to
This phrase/word (depending on the context) can be potentially replaced with :
use
more
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. It will be beneficial to the environment. It may be a solution for the
This phrase/word (depending on the context) can be potentially replaced with :
government
to
This phrase/word (depending on the context) can be potentially replaced with :
reduces
print notes.
For example
, over 89% of
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
used
a
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
, while paying their
You use this word too often, consider replacing it with
bills
in the USA.
Overall
, it provides
This phrase/word is too simple and can be replaced with:
many
solutions for
This phrase/word is too simple and can be replaced with:
different
problems and
You use this word too often, consider replacing it with
easy
to access for everyone.

There are several challenges faced by
You use this word too often, consider replacing it with
people
, while they
This phrase/word (depending on the context) can be potentially replaced with :
used
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
. It creates financial problems for
You use this word too often, consider replacing it with
people
. If
You use this word too often, consider replacing it with
people
not aware of their interest rates, it made
This phrase/word is too simple and can be replaced with:
a lot of
misunderstandings to users.
For instance
, as per research, there are 14% of customers were not aware of their
You use this word too often, consider replacing it with
bills
in the USA, which was lead to bankruptcy for the customers.
Moreover
, it works online on the internet. It creates
This phrase/word is too simple and can be replaced with:
many
frauds.
As a result
of it, maybe
You use this word too often, consider replacing it with
people
have unexpected experiences.
For example
, as per a result of the survey by the University of Yale, there was double the number of online frauds
This phrase/word (depending on the context) can be potentially replaced with :
showed
in 2020 than in 2019 all around the world.
“Although” at the beginning of a sentence usually requires a 2nd clause. Maybe a comma, question or exclamation mark is missing, or the sentence is incomplete and should be joined with the following sentence.
Although
it provides
This phrase/word is too simple and can be replaced with:
many
obstacles it creates
This phrase/word is too simple and can be replaced with:
many
This phrase/word is too simple and can be replaced with:
positive
impacts on societies.

To conclude
, this essay discussed both the
This phrase/word is too simple and can be replaced with:
positive
and
This phrase/word is too simple and can be replaced with:
negative
aspects of the
This phrase/word (depending on the context) can be potentially replaced with :
given
statement. In my words,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
are our future. It gives no doubt more advantages than disadvantages.
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IELTS essay In this modern, credit cards have become more popular.

Essay
  American English
4 paragraphs
352 words
6.0
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 6.5
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
Labels Descriptions
  • ?
    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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