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In many countries, paying for things using mobile phone app is becoming increasingly common. Does this development have more advantages or more disadvantages?

In this era of digitalization, we have become habitual of getting almost every job done through the internet or smart-phone applications, whether it is related to pay utility bills or school fee. Paying from the phone apps for regular things has become increasingly popular in most countries. Whether it has more advantages or disadvantages is debatable; however, I believe it has more advantages. There are many advantages of paying online but to me, the most important is that it is time-saving. We are always running out of time due to our hectic schedules, these paying apps can save our precious time. For instance, if I have to pay my utility bills on an urgent basis, I can pay all the bills with a single click without the hassle of traveling to the bank; therefore, these applications are a time saver. Additionally, the use of these apps is way more convenient than the conventional way of paying in cash. To exemplify this, we don’t have to carry hard cash for online payments; consequently, no need to go bank or ATM for cash withdrawal before shopping, bill payment, and grocery payment. So, these applications have ultimately made our lives easier. On the other hand, it has some drawbacks as well. The major disadvantage of online payments through these applications is the risk of fraud. In fact, one needs to enter his personal details for online paying methods, which ultimately increases the risk of scam for the owner. To conclude, the use of a phone application to pay for things has both pros and cons. I believe the advantages are more in contrast with disadvantages.
In this era of digitalization, we have become habitual of getting almost every job done through the internet or smart-phone
applications
, whether it
is related
to
pay
utility
bills
or school fee.
Paying
from the phone apps for regular things has become
increasingly
popular in most countries. Whether it has more advantages or disadvantages is debatable;
however
, I believe it has more advantages.

There are
many
advantages of
paying
online
but
to me, the most
important
is that it is time-saving. We are always running out of time due to our hectic schedules, these
paying
apps can save our precious time.
For instance
, if I
have to
pay
my utility
bills
on an urgent basis, I can
pay
all the
bills
with a single click without the hassle of traveling to the bank;
therefore
, these
applications
are a time saver.

Additionally
, the
use
of these apps is way more convenient than the conventional way of
paying
in cash. To exemplify this, we don’t
have to
carry
hard
cash for
online
payments
;
consequently
, no need to go bank or ATM for cash withdrawal
before
shopping,
bill
payment
, and grocery
payment
.
So
, these
applications
have
ultimately
made our
lives
easier.

On the other hand
, it has
some
drawbacks
as well
. The major disadvantage of
online
payments
through these
applications
is the
risk
of fraud. In fact, one needs to enter his personal
details
for
online
paying
methods, which
ultimately
increases the
risk
of scam for the owner.

To conclude
, the
use
of a phone
application
to
pay
for things has both pros and cons. I believe the advantages are more
in contrast
with disadvantages.
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IELTS essay In many countries, paying for things using mobile phone app is becoming increasingly common. Does this development have more advantages or more disadvantages?

Essay
  American English
5 paragraphs
272 words
6.5
Overall Band Score
Coherence and Cohesion: 6.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 7.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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