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Describe an interesting discussion you had with someone about how you spend your money. v.1

Describe an interesting discussion you had with someone about how you spend your money. v. 1
Describe an interesting discussion you had with someone about how you spend your money. You should say: who you had the discussion with why you discussed this topic what the result of the discussion was and explain why this discussion was interesting for you. [You will have to talk about the topic for one to two minutes. You have one minute to think about what you’re going to say. You can make some notes to help you if you wish. ]   Model Answer 1: I don’t normally like to discuss my private matters with anybody unless, of course, I have a very valid reason to do so. But, the other day, I was casually doing exactly that with one of my senior cousins, who made the discussion rather interesting. Of course, I didn’t exactly want to get drawn into this sort of discussion, but when my cousin asked me about my future plan or how I was spending and managing my money, I thought that there was no harm in discussing the subject. In fact, I decided to have that discussion, mainly because I wasn’t really doing that well financially even though I was earning a reasonably good amount of money from my job. And, I told that to my cousin, he told me that earning enough money wasn’t just enough to have a secured financial future unless we were using the money in creating tangible assets. In fact, he gave me an account of how he successfully turned around his failing business about a few years ago by wisely investing his little savings. So, again, according to him, earning enough money wasn’t just enough as one would also need to find a way to invest it properly with a long term plan by factoring out the future inflation. Anyway, the discussion was not only getting more and more interesting but also getting more and complicated. Finally, the discussion ended with a piece of advice from my cousin that we should have never spent more money than we would earn. Anyway, the discussion was really fascinating for me because it taught me a few effective tricks not only to save money but also to invest them wisely at the right time. Besides, the conversation also taught me how to create and maintain a link with financially successful people who could always teach us a thing or two on how to become a successful entrepreneur even when one doesn’t have any money at all. Finally, the discussion was also interesting because it taught me how to diversify my skills and money earning abilities.   Sample Answer 2: I always wanted to spend my money after my will but the recent discussion about spending money had changed my former concept. I had a fruitful discussion with Mr Robert, a senior professor at my college in Florida. He teaches economics at the graduate level and a man of letters. He believed that people should have money in the head, not in the heart. Money is only a tool. But it will not make the things done until someone uses it correctly. Overall, it was a pleasant discussion with him. This is a smart cue card task for me. I will answer the other questions gladly. Mr Robert was taking a class about spending and saving money. In fact, he owned some ideologies. He never spent money before having that. So, he was talking to the class about money management. After the class, I went to meet him and he explained everything to me. I wanted to justify the way I was spending money for myself. Mr Robert explained the issues one after another and I was simply impressed with the examples. After lots of arguments, I admitted that I made mistakes in money management. He advised me to never to lose money. Actually, I used to spend unnecessarily. And I told him the matters to get some good suggestions. In the end, I got a different insight. I decided to cut my coat according to my clothes. And also pledged to be careful in future about money management. The discussion attracted me for its nature. I was unfamiliar with the ways of savings. And after the detail estimation, it was evident that I was in the wrong direction. Accordingly, I started following his advice and find everything right with me. Interestingly, I did the opposite things that Mr Robert suggested me this time.   More Ideas to talk about this Cue Card/ Candidate Task Card topic: Topic: Describe an interesting discussion you had about how you spend your money. 1. I had an interesting discussion with Ms Sofia. I am an investor here in Yorkshire and she is my financial advisor. I needed some suggestion on planning for an investment at a foreign company. The result of the discussion was effective for me. She asked me to record my previous expenses and then calculate the amount I have for the investment. I felt interested in her advice and it proved effective for me. 2. Spending money is hard if you do not have a budget. So, I have a conversation about it with a friend named Julius. He is a lawyer in Spain and works for the government too. I discussed with him for a few reasons. He gave me some valuable suggestions about the necessity of the budget. I was not aware of them before. The discussion was interesting as it changed my ideas and beliefs about spending money. In fact, I got some new insights. 3. Saving money is a good habit and I got some ideas about it. I had a small discussion with Maria about saving money and spending it. Actually, I needed to know about the exact process to spend money. Finally, I got the ideas to save them and spend them later. It was an interesting discussion because she came up with the ideas to save money first before spending them. I just followed her advice and it proved beneficial to me. 4. While spending money, I was unable to set my priorities. So, I used to spend unnecessarily. My wife Samantha had helped me greatly in this case. I just wanted to set my priorities about spending money on things I need. Later, she came up with some innovative ideas that I was unfamiliar with before the discussion. Thereby, it was an effective discussion with her and we laughed a lot about the spending issues. It was interesting indeed. 5. Before the discussion with Mr Watson, I used to spend a lot of things regardless of my necessity. So, I was in debt. And needed some useful tips for me. He gave me some instructions on how to cut costs and save money. It was greatly useful to me. the discussion was interesting for some reasons. I pointed out some specific issues that he made me focus on. 6. Recently I had an effective discussion with my elder sister, Rosy. She advised me about spending money on different issues. In fact, I fell in some bank debts for using my credit cards. So, I needed some effective solutions to this problem. She advised me to reduce the use of credit cards and spend in cash. Interestingly, my expenses were reduced to a remarkable extent. The conversation was interesting and she explained how credit cards allure us to spend more.   Similar other cue card topics that you should be able to answer with your preparation for this cue card topic: 1. Describe an interesting conversation with someone you did not know before. 2. Describe an interesting discussion you had with one of your friends. 3. Describe something you learn from a conversation you had with someone.
Describe
an
interesting
discussion
you had with
someone
about how you
spend
your
money
. You should say: who you had the
discussion
with why you discussed this
topic
what the result of the
discussion
was and
explain
why this
discussion
was
interesting
for you. [You will
have to
talk about the
topic
for one to two minutes. You have one minute to
think
about what you’re going to say. You can
make
some
notes to
help
you if you wish.
]
 
Model
Answer
1:

I don’t
normally
like to discuss my private matters with anybody unless,
of course
, I have a
very
valid reason to do
so
.
But
, the other day, I was
casually
doing exactly that with one of my senior
cousins
, who made the
discussion
rather
interesting.

Of course
, I didn’t exactly want to
get
drawn into this sort of
discussion
,
but
when my
cousin
asked me about my
future
plan or how I was
spending
and managing my
money
, I
thought
that there was no harm in discussing the subject. In
fact
, I decided to have that
discussion
,
mainly
because
I wasn’t
really
doing that
well
financially
even though
I was
earning
a
reasonably
good
amount of
money
from my job. And, I
told
that to my
cousin
, he
told
me that
earning
enough
money
wasn’t
just
enough
to have a secured financial
future
unless we were using the
money
in creating tangible assets.

In
fact
, he gave me an account of how he
successfully
turned around his failing business about a few years ago by
wisely
investing his
little
savings
.
So
, again, according to him,
earning
enough
money
wasn’t
just
enough
as one would
also
need to find a way to invest it
properly
with a long term plan by factoring out the
future
inflation.
Anyway
, the
discussion
was not
only
getting more and more
interesting
but
also
getting more and complicated.
Finally
, the
discussion
ended with a piece of
advice
from my
cousin
that we should have never spent more
money
than we would earn.

Anyway
, the
discussion
was
really
fascinating for me
because
it taught me a few
effective
tricks not
only
to
save
money
but
also
to invest them
wisely
at the
right
time.
Besides
, the
conversation
also
taught me how to create and maintain a link with
financially
successful
people
who could always teach us a thing or two on how to become a successful entrepreneur even when one doesn’t have any
money
at all.
Finally
, the
discussion
was
also
interesting
because
it taught me how to diversify my
skills
and
money
earning
abilities.
 
Sample
Answer
2:

I always wanted to
spend
my
money
after my will
but
the recent
discussion
about
spending
money
had
changed
my former concept. I had a fruitful
discussion
with Mr Robert, a senior professor at my college in Florida. He teaches economics at the graduate level and a
man
of letters. He believed that
people
should have
money
in the head, not in the heart.
Money
is
only
a tool.
But
it will not
make
the things done until
someone
uses
it
correctly
.
Overall
, it was a pleasant
discussion
with him. This is a smart
cue
card
task for me. I will
answer
the other questions
gladly
.

Mr Robert was taking a
class
about
spending
and
saving
money
. In
fact
, he
owned
some
ideologies. He never spent
money
before
having that.
So
, he was talking to the
class
about
money
management. After the
class
, I went to
meet
him and
he
explained
everything to me. I wanted to justify the way I was
spending
money
for myself. Mr Robert
explained
the
issues
one after
another and
I was
simply
impressed with the examples.

After lots of arguments, I admitted that I made mistakes in
money
management. He advised me
to never to
lose
money
.
Actually
, I
used
to
spend
unnecessarily
. And I
told
him the matters to
get
some
good
suggestions. In the
end
, I
got
a
different
insight. I decided to
cut
my coat according to my clothes. And
also
pledged to be careful in
future
about
money
management.

The
discussion
attracted me for its nature. I was unfamiliar with the ways of
savings
. And after the detail estimation, it was evident that I was in the
wrong
direction.
Accordingly
, I
started
following his
advice
and find everything
right
with me.
Interestingly
, I did the opposite things that Mr Robert suggested me this time.
 
More
Ideas
to talk about this
Cue
Card/ Candidate Task
Card
topic
:
Topic
:
Describe
an
interesting
discussion
you had about how you
spend
your
money
. 1. I had an
interesting
discussion
with Ms Sofia. I am an investor here in
Yorkshire and
she is my financial advisor.
I
needed
some
suggestion on planning for an investment at a foreign
company
. The result of the
discussion
was
effective
for me. She asked me to record my previous expenses and then calculate the amount I have for the investment. I felt interested in her
advice
and it proved
effective
for me.

2.
Spending
money
is
hard
if you do not have a budget.
So
, I have a
conversation
about it with a friend named Julius. He is a lawyer in Spain and works for the
government
too. I discussed with him for a few reasons. He gave me
some
valuable suggestions about the necessity of the budget. I was not aware of them
before
. The
discussion
was
interesting
as it
changed
my
ideas
and beliefs about
spending
money
. In
fact
, I
got
some
new insights.

3.
Saving
money
is a
good
habit and I
got
some
ideas
about it. I had a
small
discussion
with Maria about
saving
money
and
spending
it.
Actually
, I
needed
to know about the exact process to
spend
money
.
Finally
, I
got
the
ideas
to
save
them and
spend
them later. It was an
interesting
discussion
because
she came up with the
ideas
to
save
money
first
before
spending
them. I
just
followed her
advice
and it proved beneficial to me.

4. While
spending
money
, I was unable to set my priorities.
So
, I
used
to
spend
unnecessarily
. My wife Samantha had
helped
me
greatly
in this case
. I
just
wanted to set my priorities about
spending
money
on things I need. Later, she came up with
some
innovative
ideas
that I was unfamiliar with
before
the
discussion
. Thereby, it was an
effective
discussion
with
her and
we laughed a lot about the
spending
issues
. It was
interesting
indeed
.

5.
Before
the
discussion
with Mr Watson, I
used
to
spend
a lot of
things regardless of my necessity.
So
, I was in debt. And
needed
some
useful tips for me. He gave me
some
instructions on how to
cut
costs and
save
money
. It was
greatly
useful to me. the
discussion
was
interesting
for
some
reasons. I pointed out
some
specific
issues
that he made me focus on.

6. Recently I had an
effective
discussion
with my elder sister, Rosy. She advised me about
spending
money
on
different
issues
. In
fact
, I fell in
some
bank debts for using my credit
cards
.
So
, I
needed
some
effective
solutions to this problem. She advised me to
reduce
the
use
of credit
cards
and
spend
in cash.
Interestingly
, my expenses were
reduced
to a remarkable extent. The
conversation
was
interesting and
she
explained
how credit
cards
allure us to
spend
more.
 
Similar other
cue
card
topics
that you should be able to
answer
with your preparation for this
cue
card
topic: 1
.
Describe
an
interesting
conversation
with
someone
you did not know
before. 2
.
Describe
an
interesting
discussion
you had with one of your friends.

3.
Describe
something you learn from a
conversation
you had with
someone
.
22Linking words, meeting the goal of 7 or more
193Repeated words, meeting the goal of 3 or fewer
13Mistakes
Language comes first. It’s not that language grows out of consciousness, if you haven’t got language, you can’t be conscious.
Alan Moore

IELTS speaking Describe an interesting discussion you had with someone about how you spend your money. v. 1

Speaking
  American English
17 paragraphs
1291 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • ?
    Include an introduction and conclusion
  • ?
    Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • ?
    Vary your linking phrases using synonyms
Lexical Resource: 5.5
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 5.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • ?
    Support ideas with relevant, specific examples
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