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Now a days it is easy to apply for and be given a credit card. However, some people experience problem when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Now a days it is easy to apply for and be given a credit card. However, some people experience problem when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages? rdaL
It is irrefutable, that nowadays many people use credit card and enjoy many benefits nevertheless, there are also some people who face trouble while they unable to return amount. In my point of view, I believe there are lot of advantages of credit card but, it also lead some detremential ways but those are neglibale, which can be takel with proper awerness. There are definite benefitsof creit card. To begin with, it is one type of boon in ardous time for some people who have limited fix salery. As per one survay, some time while some limitted sellary employee get immergencey expencess like, medical. In this situation, befor the sellary period they can't have money to buy goos for daily needs, in this time this credit car become boon for those. Furthermore, credit card also useful to controll on immaterial expenses. As an instance, form the saving amount many people expence money for enjoying party but while people have responsibility to pay installment they can save amount. Moreover, credit card also useful to use any object in advance before our finincial capicity, as well as many people could buy some intuments with credit card and start small businesses. Like xerox and camera opretors. On the other hand, there are also few draw backs. Firstly some one who can not pay installment of credit card because of unwanted imergency expenxes they may face trouble. Secondly, some people purchase lot of things from credit card on prediction of upcoming benifits. But, unusually while they can't get predicted amount, they face huge lose from credit card companies and at time those people choose sucite way. In gist, I if we people us credit card in limit of their budget, then it may prove very useful hence, I believe, benifite of credit cards really overweigh drawbacks.
It is irrefutable, that nowadays
This phrase/word is too simple and can be replaced with:
many
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
use
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
and enjoy
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many
benefits
nevertheless
, there are
also
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some
You use this word too often, consider replacing it with
people
who face trouble while
Did you mean "they are" or "they were"?
they
unable to return
You use this word too often, consider replacing it with
amount
. In my point of view, I believe there are
It seems that an article is missing.
lot of
advantages of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
This phrase/word is too simple and can be replaced with:
but
, it
also
Did you mean "leads"?
lead
This phrase/word is too simple and can be replaced with:
some
Possible spelling mistake found.
detremential
ways
This phrase/word is too simple and can be replaced with:
but
those are
Possible spelling mistake found.
neglibale
, which can be
Possible spelling mistake found.
takel
with proper
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awerness
.

There are
This phrase/word is too simple and can be replaced with:
definite
Possible spelling mistake found.
benefitsof
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creit
You use this word too often, consider replacing it with
card
. To
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begin
with, it is one type of boon in
Possible spelling mistake found.
ardous
You use this word too often, consider replacing it with
time
for
This phrase/word is too simple and can be replaced with:
some
You use this word too often, consider replacing it with
people
who have limited
This phrase/word (depending on the context) can be potentially replaced with :
fix
Possible spelling mistake found.
salery
. As per one
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survay
,
This phrase/word is too simple and can be replaced with:
some
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time
while
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some
Possible spelling mistake found.
limitted
Possible spelling mistake found.
sellary
employee
This phrase/word (depending on the context) can be potentially replaced with :
get
Possible spelling mistake found.
immergencey
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expencess
like, medical. In this situation,
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befor
the
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sellary
period they can't have money to
This phrase/word (depending on the context) can be potentially replaced with :
buy
Possible spelling mistake found.
goos
for daily needs, in this
You use this word too often, consider replacing it with
time
this
You use this word too often, consider replacing it with
credit
car become boon for those.
Furthermore
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
also
useful to
Possible spelling mistake found.
controll
on immaterial expenses. As an instance, form the saving
You use this word too often, consider replacing it with
amount
This phrase/word is too simple and can be replaced with:
many
You use this word too often, consider replacing it with
people
Possible spelling mistake found.
expence
money for enjoying party
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but
while
You use this word too often, consider replacing it with
people
have responsibility to pay installment they can save
You use this word too often, consider replacing it with
amount
.
Moreover
,
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
also
useful to
This phrase/word (depending on the context) can be potentially replaced with :
use
any object in advance
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before
our
Possible spelling mistake found.
finincial
Possible spelling mistake found.
capicity
,
as well
as
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many
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people
could
This phrase/word (depending on the context) can be potentially replaced with :
buy
This phrase/word is too simple and can be replaced with:
some
Possible spelling mistake found.
intuments
with
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
and
This phrase/word (depending on the context) can be potentially replaced with :
start
This phrase/word is too simple and can be replaced with:
small
businesses. Like xerox and camera
Possible spelling mistake found.
opretors
.

On the other hand
, there are
also
few draw backs.
Firstly
Did you mean "someone"?
some one
who can not pay installment of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
This phrase/word is too simple and can be replaced with:
because
of unwanted
Possible spelling mistake found.
imergency
Possible spelling mistake found.
expenxes
they may face trouble.
Secondly
,
This phrase/word is too simple and can be replaced with:
some
You use this word too often, consider replacing it with
people
This phrase/word (depending on the context) can be potentially replaced with :
purchase
lot of things from
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
on prediction of upcoming
Possible spelling mistake found.
benifits
.
This phrase/word is too simple and can be replaced with:
But
,
unusually
while they can't
This phrase/word (depending on the context) can be potentially replaced with :
get
predicted
You use this word too often, consider replacing it with
amount
, they face huge lose from
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
This phrase/word (depending on the context) can be potentially replaced with :
companies
and at
You use this word too often, consider replacing it with
time
those
You use this word too often, consider replacing it with
people
choose
Possible spelling mistake found.
sucite
way.

In gist, I if we
You use this word too often, consider replacing it with
people
us
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
card
in limit of their budget, then it may prove
This phrase/word is too simple and can be replaced with:
very
useful
hence
, I believe,
Possible spelling mistake found.
benifite
of
You use this word too often, consider replacing it with
credit
You use this word too often, consider replacing it with
cards
really
Possible spelling mistake found.
overweigh
drawbacks.
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IELTS essay Now a days it is easy to apply for and be given a credit card. However, some people experience problem when they are not able to pay their debts back. In your opinion, do the advantages of credit cards outweigh the disadvantages?

Essay
  American English
4 paragraphs
302 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • Include an introduction and conclusion
  • Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.0
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • Support ideas with relevant, specific examples
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