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Good habits improve our physical, emotional, and/or financial health. Select one of your good habits and write an essay persuading readers to make that habit a part of their lives.

Good habits improve our physical, emotional, and/or financial health. Select one of your good habits and write an essay persuading readers to make that habit a part of their lives. OgbGd
When I was fifteen, I wanted to get a job so I could buy a car when I turned sixteen. My father sat me down at the kitchen table and said, “Excellent. But only on one condition: 10% of every paycheck must go into a savings account. And you cannot touch that money except in an emergency. ” “But Dad, ” I argued, “If I have to put 10% away, how will I ever save enough money to buy a car? ” “You’ll have enough, ” he replied. “And you’ll soon see how important it is to set money aside for savings. ” I didn’t believe him at the time, and in fact I often resented having to put that 10% in a separate account. But two years later when the transmission on my car blew, I didn’t have to fret about coming up with the money for repairs. I was able to cover the cost easily and was back on the road in no time. It was then that I began to see the wisdom of my father’s rule, which I adopted as my own. This habit has helped to give me a secure financial life, and I urge you to make this practice part of your life. Ten percent of each paycheck may sound like a lot, and if you’re on a tight budget to begin with, you might be thinking, “I just can’t afford to do it. ” In truth, you can’t afford not to do it. You never know when you are going to need an extra $100 or $1, 000; life is full of surprises, and lots of them are expensive. You can afford to do this. In fact, you can’t afford not to do this. As tight as your budget may be, it’s important to get started right away. If you are absolutely scraping by with every last penny going to bills, then start with just 5%, but move up to 10% as soon as you can. If you earn $500 a week, for example, put $25–$50 in your savings account each week. At first, this may mean clipping coupons, renting a movie instead of going to the theater, or pressing your own shirts instead of taking them to the cleaner. Think carefully about ways you can save just a few dollars—because just a few dollars from each paycheck is all it takes to build up a solid savings account. The money you save will add up quickly. For example, if your annual salary is $40, 000, each year, you would put $4, 000 into your savings account. That still leaves you with $36, 000 to cover all of your expenses. After ten years, you will have saved $40, 000, plus interest. And the more money in your account, the more interest you earn, the larger your emergency fund, the more you can afford to relax later in your life. Once you get in the habit of putting 10% of your money into savings, it won’t feel like a sacrifice. The 90% that’s left will be your working budget, and you won’t even miss that 10% because you won’t be used to spending it. Yet you will know that it is there, ready for an emergency, helping to keep you financially secure. So take my father’s advice, and mine: Put a piece of each paycheck into your savings. It’s a habit that’s worth every penny.
When I was
The word 'fifteen' contains a ligature (joined letters). Modern English does not usually use ligatures. A ligature in a word causes a spelling error. If the word is an English word, write it with standard characters.
fifteen
, I wanted to
This phrase/word (depending on the context) can be potentially replaced with :
get
a job
This phrase/word is too simple and can be replaced with:
so
I could
This phrase/word (depending on the context) can be potentially replaced with :
buy
a car when I turned sixteen. My father sat me down at the kitchen table and said, “Excellent.
This phrase/word is too simple and can be replaced with:
But
This phrase/word (depending on the context) can be potentially replaced with :
only
on one condition: 10% of every paycheck
This phrase/word (depending on the context) can be potentially replaced with :
must
go into a
You use this word too often, consider replacing it with
savings
You use this word too often, consider replacing it with
account
. And you cannot touch that
You use this word too often, consider replacing it with
money
except in an emergency. ” “
This phrase/word is too simple and can be replaced with:
But
Dad,
Don't put a space on both sides of a quote symbol
”
I argued, “If I
This phrase/word is too simple and can be replaced with:
have to
You use this word too often, consider replacing it with
put
10% away, how will I ever save
This phrase/word is too simple and can be replaced with:
enough
You use this word too often, consider replacing it with
money
to
This phrase/word (depending on the context) can be potentially replaced with :
buy
a car? ” “You’ll have
This phrase/word is too simple and can be replaced with:
enough
,
Don't put a space on both sides of a quote symbol
”
he replied. “And you’ll
This phrase/word is too simple and can be replaced with:
soon
This phrase/word (depending on the context) can be potentially replaced with :
see
how
This phrase/word is too simple and can be replaced with:
important
it is to set
You use this word too often, consider replacing it with
money
aside for
You use this word too often, consider replacing it with
savings
. ” I didn’t believe him at the time, and in fact I
This phrase/word is too simple and can be replaced with:
often
resented having to
You use this word too often, consider replacing it with
put
that 10% in a separate
You use this word too often, consider replacing it with
account
.
This phrase/word is too simple and can be replaced with:
But
two years later when the transmission on my car blew, I didn’t
This phrase/word is too simple and can be replaced with:
have to
fret about coming up with the
You use this word too often, consider replacing it with
money
for repairs. I was able to cover the cost
easily
and was back on the road in no time. It was then that I began to
This phrase/word (depending on the context) can be potentially replaced with :
see
the wisdom of my father’s
This phrase/word (depending on the context) can be potentially replaced with :
rule
, which I adopted as my
This phrase/word (depending on the context) can be potentially replaced with :
own
. This habit has
This phrase/word (depending on the context) can be potentially replaced with :
helped
to give me a secure
The word 'financial' contains a ligature (joined letters). Modern English does not usually use ligatures. A ligature in a word causes a spelling error. If the word is an English word, write it with standard characters.
financial
You use this word too often, consider replacing it with
life
, and I urge you to
This phrase/word (depending on the context) can be potentially replaced with :
make
this practice part of your
You use this word too often, consider replacing it with
life
. Ten percent of each paycheck may sound like a lot, and if you’re on a tight budget to
This phrase/word (depending on the context) can be potentially replaced with :
begin
with, you might be thinking, “I
This phrase/word is too simple and can be replaced with:
just
can’t
You use this word too often, consider replacing it with
afford
to do it. ” In truth, you can’t
You use this word too often, consider replacing it with
afford
not to do it. You never know when you are going to need an extra $100 or $1, 000;
You use this word too often, consider replacing it with
life
is full of surprises, and lots of them are expensive. You can
You use this word too often, consider replacing it with
afford
to do this. In fact, you can’t
You use this word too often, consider replacing it with
afford
not to do this. As tight as your budget may be, it’s
This phrase/word is too simple and can be replaced with:
important
to
This phrase/word (depending on the context) can be potentially replaced with :
get
This phrase/word (depending on the context) can be potentially replaced with :
started
right away. If you are
absolutely
scraping by with every last penny going to bills, then
This phrase/word (depending on the context) can be potentially replaced with :
start
with
This phrase/word is too simple and can be replaced with:
just
5%,
This phrase/word is too simple and can be replaced with:
but
This phrase/word (depending on the context) can be potentially replaced with :
move
up to 10% as
This phrase/word is too simple and can be replaced with:
soon
as you can. If you earn $500 a week,
for example
,
You use this word too often, consider replacing it with
put
$25–$50 in your
You use this word too often, consider replacing it with
savings
You use this word too often, consider replacing it with
account
each week. At
The word 'first' contains a ligature (joined letters). Modern English does not usually use ligatures. A ligature in a word causes a spelling error. If the word is an English word, write it with standard characters.
first
, this may mean clipping coupons, renting a movie
instead
of going to the theater, or pressing your
This phrase/word (depending on the context) can be potentially replaced with :
own
shirts
instead
of taking them to the cleaner.
This phrase/word (depending on the context) can be potentially replaced with :
Think
carefully
about ways you can save
This phrase/word is too simple and can be replaced with:
just
a few dollars—
This phrase/word is too simple and can be replaced with:
because
This phrase/word is too simple and can be replaced with:
just
a few dollars from each paycheck is all it takes to build up a solid
You use this word too often, consider replacing it with
savings
You use this word too often, consider replacing it with
account
. The
You use this word too often, consider replacing it with
money
you save will
This phrase/word (depending on the context) can be potentially replaced with :
add
up
quickly
.
For example
, if your annual salary is $40, 000, each year, you would
You use this word too often, consider replacing it with
put
$4, 000 into your
You use this word too often, consider replacing it with
savings
You use this word too often, consider replacing it with
account
. That
still
This phrase/word (depending on the context) can be potentially replaced with :
leaves
you with $36, 000 to cover all of your expenses. After ten years, you will have saved $40, 000, plus interest. And the more
You use this word too often, consider replacing it with
money
in your
You use this word too often, consider replacing it with
account
, the more interest you earn, the larger your emergency fund, the more you can
You use this word too often, consider replacing it with
afford
to relax later in your
You use this word too often, consider replacing it with
life
. Once you
This phrase/word (depending on the context) can be potentially replaced with :
get
in the habit of putting 10% of your
You use this word too often, consider replacing it with
money
into
You use this word too often, consider replacing it with
savings
, it won’t feel like a
The word 'sacrifice' contains a ligature (joined letters). Modern English does not usually use ligatures. A ligature in a word causes a spelling error. If the word is an English word, write it with standard characters.
sacrifice
. The 90% that’s
This phrase/word (depending on the context) can be potentially replaced with :
left
will be your working budget, and you won’t even miss that 10%
This phrase/word is too simple and can be replaced with:
because
you won’t be
This phrase/word (depending on the context) can be potentially replaced with :
used
to spending it.
Yet
you will know that it is there, ready for an emergency, helping to
This phrase/word (depending on the context) can be potentially replaced with :
keep
you fi
nancially
secure.
This phrase/word is too simple and can be replaced with:
So
take my father’s advice, and mine:
You use this word too often, consider replacing it with
Put
a piece of each paycheck into your
You use this word too often, consider replacing it with
savings
. It’s a habit that’s worth every penny.
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IELTS academic Good habits improve our physical, emotional, and/or financial health. Select one of your good habits and write an essay persuading readers to make that habit a part of their lives.

Academic
  American English
1 paragraphs
571 words
5.5
Overall Band Score
Coherence and Cohesion: 5.5
  • Structure your answers in logical paragraphs
  • ?
    One main idea per paragraph
  • ?
    Include an introduction and conclusion
  • ?
    Support main points with an explanation and then an example
  • Use cohesive linking words accurately and appropriately
  • ?
    Vary your linking phrases using synonyms
Lexical Resource: 5.0
  • Try to vary your vocabulary using accurate synonyms
  • Use less common question specific words that accurately convey meaning
  • Check your work for spelling and word formation mistakes
Grammatical Range: 6.5
  • Use a variety of complex and simple sentences
  • Check your writing for errors
Task Achievement: 5.0
  • Answer all parts of the question
  • ?
    Present relevant ideas
  • Fully explain these ideas
  • ?
    Support ideas with relevant, specific examples
Labels Descriptions
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    Currently is not available
  • Meet the criteria
  • Doesn't meet the criteria
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